Chongqing Cadillac XT5 price reduction information, discount 130,000! Discount waits for no one

Here at Autohome Chongqing Premium Promotion Channel, we bring you exciting news: this luxury SUV is in the midst of a limited-time promotion. As a leader in the luxury car market, the XT5 is attracting consumers’ attention in Chongqing with an amazing discount of up to 130,000 yuan. The starting price has been reduced to 242,700 yuan, which undoubtedly provides an excellent time for customers who are interested in buying a car. For the latest details of specific models, just click the "Check Car Price" button in the quotation form to easily seize this rare opportunity to save on car purchase costs. Don’t miss it, act now!

重庆凯迪拉克XT5降价信息,优惠13万!优惠不等人

The exterior design of the Cadillac XT5 reflects the perfect blend of luxury and sports. The front face features a family-style shield-shaped air intake grille, paired with sharp LED headlights, for a strong visual impact. The body lines are smooth, and the side of the body is full of sculpture, showing strength and elegance. The overall style is atmospheric and stable, and the details reveal exquisite craftsmanship, highlighting the unique charm of the Cadillac brand.

重庆凯迪拉克XT5降价信息,优惠13万!优惠不等人

The Cadillac XT5 presents a unique profile with its refined body design. The length, width and height of this model are 4813mm x 1903mm x 1682mm, giving it a solid and dynamic body size. The wheelbase reaches 2857mm, ensuring the comfort of the interior space and driving stability. The tire size is 235/65 R18, and the front and rear wheel tracks are 1645mm, which not only provides good grip, but also complements the wheel style, showing the delicate details and sporty atmosphere of the XT5. Overall, the side lines of the XT5 are smooth and powerful, exuding the perfect combination of luxury and power.

重庆凯迪拉克XT5降价信息,优惠13万!优惠不等人

The interior of the Cadillac XT5 is known for its luxury and technological design. The spacious interior of the cabin is made of exquisite leather to provide a comfortable touch for drivers and passengers. The steering wheel is wrapped in leather, which feels delicate and supports manual up, down, and front and rear adjustments, which is convenient for drivers to personalize. The center console is equipped with an 8-inch high definition touch screen, integrated multimedia system, navigation and phone functions, which is convenient to operate and supports automatic speech recognition to enhance the driving experience.

In terms of seats, the front seats provide front and rear adjustment, backrest adjustment, height adjustment and waist support, which can realize 4-way adjustment, and are equipped with heating function to ensure the comfort of winter driving. The driver’s seat is also equipped with a power seat memory function, which is convenient for the driver to quickly find a suitable sitting position. The passenger seat also supports multi-directional adjustment to meet the needs of different passengers. The second row of seats supports front and rear movement and backrest tilt, while the rear seats are designed with a proportional reclining design to provide flexible space utilization. The overall interior design is both practical and luxurious, creating an elegant and comfortable interior environment for passengers.

重庆凯迪拉克XT5降价信息,优惠13万!优惠不等人

The Cadillac XT5 is powered by a powerful 2.0T engine with a maximum power of 174 kilowatts, providing 237 horsepower. The engine is designed in an L4 layout and can provide 350 Nm of peak torque to the vehicle. Coupled with a precise 9-speed automatic transmission, the XT5 can show efficient and smooth power output during driving.

Summarizing the evaluation of Autohome owners, the Cadillac XT5 has won praise for its atmospheric and stable exterior design and excellent driving control texture. Whether it is in the visual level or the actual driving experience, the XT5 fully demonstrates its charm, bringing a pleasant driving experience to the owner. This evaluation undoubtedly adds more confidence to the performance of the Cadillac XT5 in the market, making it an ideal choice for consumers who pursue quality and practicality.

Peng Yuyan’s new work, surprises and disappointments coexist

Time Editorial Department | Hidden Drink

Heal life with movies.

The new films of the Dragon Boat Festival have been introduced to everyone one after another. I don’t know how many you have watched? Today, Shi Guang is here to talk about the most literary and artistic Chinese crime film in the entire schedule – "Tropical Past".

Ning Hao’s producer, Peng Yuyan, Zhang Aijia, Wang Yanhui, and Zhang Yu were starring. Just looking at the names of the creators behind the scenes in front of the stage was enough to attract people. What made people even more eye-catching was the movie’s trailer and poster.

The rich colors of light and shadow are blurred and retro, and the sultry and humid summer night in the south is approaching, conveying an indescribable ferocity and heat. In the short preview, the large-scale violent footage is quite eye-catching.

The lingering and seemingly unspoken feelings between Peng Yuyan and Zhang Aijia also made people very curious. Peng Yuyan was so thin that his vertebrae protruded, which made people gasp for breath. It seemed that he was "abused" again this time.

Take a look at the director Wen Shipei, a name that is still a little unfamiliar to movie fans. "Once Upon a Time in the Tropics" is his directorial debut. The film is also the latest work of the "Bad Monkey 72 Change Film Project" initiated by Ning Hao, which has promoted famous directors such as Wen Muye and Lu Yang.

After watching the whole film, Shi Guang’s harvest is a sense of surprise and disappointment. "Once Upon a Time in the Tropics" is actually a bit like a low-end version of "The Wild Goose Lake". The similarity between the two is that the director’s exploration of audio-visual language is better than the story itself. However, director Diao Yinan is obviously more mature and better at complex audio-visual design. Director Wen Shipei’s personal style is more unique and obvious, and he prefers to use audio-visual language to assist and strengthen the narrative.

As a director’s debut, the completion of "Once Upon a Time in the Tropics" is still worthy of recognition, but the overall "form outweighs content".

The jumping narrative style, weak story, and flat supporting roles have made the film’s reputation slide towards imperfection and full of shortcomings. (There are a few spoilers below)

Lonely Song

"Once Upon a Time in the Tropics" tells a bizarre story of crime and redemption. The film is based on Peng Yuyan’s role as the suspect Wang Xueming as the first perspective. It is a rare "suspect’s perspective" in Chinese crime films.

Wang Xueming used to be a seemingly ordinary air conditioner repairman. He recalled the past in solitude in prison, but the past became more and more noisy and blurred. From the beginning of the film, the shot of the cow lying by the roadside hints at the unpredictable and accidental fate of the protagonist.

In the eyes of the male protagonist, there is a kind of beast-like ferocity and hesitation like a battle of trapped beasts. Zhang Aijia plays Liang Ma, a middle-aged woman who has lost her husband. Before that, she had accidentally lost her son.

Wang Xueming thought he had accidentally killed Liang’s mother’s husband, Lao Liang, but he didn’t expect to be involved in a more complex homicide.

The scene was well filmed: Ms. Liang’s friends flocked to her, expecting her to be devastated.

However, in the face of those real or fake comforts, she twitched the corners of her mouth, tried to create a smile, and only said "I can’t cry".

Only when no one was around would she cry out loud. Wang Xueming was tortured by his conscience, and he longed for redemption. Taking advantage of the opportunity to repair the air conditioner, his life with Liang Ma unexpectedly intersected. After going back and forth, Liang Ma opened her heart to this stranger, and the single middle-aged widow’s life was empty.

She even kept Wang Xueming for a meal, because "with two people, I can still make a good meal." Under the warm yellow light, this was a short-lived warmth of the suspect and the victim’s family, full of irony and black humor. In the hot summer of Guangzhou, the broken air conditioner had not been repaired, and in the sultry heat that the fan could not blow through, the shoulder straps of Liang’s skirt slipped off inadvertently, and Wang Xueming’s whole body was soaked in sweat.

In some moments, the thin young man in front of her reminded her of her son, and in other moments, the relationship between the two revealed a dangerous and ambiguous atmosphere. A lit cigarette cut through this ambiguity, making people can’t help but guess that something will happen to them, but everything comes to an abrupt end. The base color of the whole movie is actually about two people who are deep in "loneliness".

Wang Xueming looked more like an orphan. He lacked love and was only in love with his girlfriend. He chose to repair air conditioners as a career, which would allow him to go to someone else’s house and temporarily become a part of that family, so as to feel’love ‘. In Peng Yuyan’s own words, these were two lonely people who wanted to rely on each other, not caring who the other was or what they had experienced, as long as they could keep warm.

The English title "Are You Lonesome Tonight?" is also a song of the same name that is repeated in the film. It is sung by the blind singer played by Zhang Yu, which has a special flavor. This old song sung by Elvis Presley appeared in "Guling Street Youth Murder" directed by Yang Dechang.

Used here, it is not only a tribute full of mystery, but also points out the essence of the "loneliness" of the relationship between the male and female protagonists.

Great atmosphere

As mentioned earlier, the film’s outstanding feature is the audio-visual language. The film creates a strong atmosphere, just like the title, full of a strong "tropical" atmosphere.

The torrential rain pouring down in the film, the damp clothes on the protagonist, the slight reflection of sweat on the skin, the broken air conditioner and the constantly turning fan, the ubiquitous chirping of cicadas, and Peng Yuyan’s bare upper body…

The director is adept at using details to outline the humid, hot and restless southern summer fascination of Guangzhou. Even in the air-conditioned cinema, the audience can instantly feel it.

This atmosphere contributed to the story, as the preview said, "That summer was particularly hot. The weather was hot, and people were hot, and when people were hot, they were restless."

Whether it is the low-light photography style or the highly saturated neon lighting, the film’s colors are intense and retro.

The widespread use of dark red tones exacerbates this dangerous, blurry, and bloody atmosphere.

Some of the shots in the film exhibit rough noise and a unique glass-like texture.

"This movie is about remembrance and redemption," the director explained. "I have the impression that memories should be vague, even unreliable."

"So we chose a very antique lens, and then the director of photography put a layer of stockings on it, not just a filter shot."

Indeed, the cinematographic style of this film can be said to be unique among recent domestic films. Under the shell of violent crime films, there is also a beautiful dream like the past. In terms of performance, Zhang Aijia’s performance seems to be light, and her micro-expression processing can be described as "delicate".

Peng Yuyan lost a full 16 kilograms this time, and broke out with a makeover of his acting skills.

With his thin body and decadent eyes, he was finally no longer a spiritual boy with tendons, but a borderline man, although his face was still a little too handsome.

The role of Wang Xueming is full of a sense of self-condemnation and depression, and Peng Yuyan has well grasped this inner pain and suffering mental state.

shortcomings

We have mentioned many advantages earlier, but let’s talk about the shortcomings of "Once Upon a Time in the Tropics".

The director presents the story by constantly interpolating and flashbacks, and even changing the narrator’s perspective. The narrative is multi-line collage, which includes elements of tribute to the executive producer Ning Hao’s "Crazy Stone." But this kind of fragmented editing that is half-covered and disrupts the timeline may not be friendly to the average audience, and it is easy to cause difficulty in understanding or confusion in details.

In the second half of the film, there are a lot of unexpectedly bloody and violent scenes. Coupled with the design of sharp and heavy bass, the suspense atmosphere is very hard to create. But the sound effect is a bit excessive, which inevitably appears to overwhelm the guests, and gives people a deliberate sense of deliberately creating suspense, which is a bit "mysterious".

Behind the full audio-visual effects, it is difficult to hide the paleness of the story and the flatness of the character portrayal.

The core of the film is about "redemption", but the director’s understanding of "redemption" seems to be a bit one-sided.

In the final teaser, Wang Xueming says, "I killed your husband. I’m sorry." In the movie, this sentence is not just a self-talk, but he tells Liang’s mother in person. Although this face-to-face confession is very dramatic, it undermines the credibility of the story. If the sentence "I’m sorry" is a heavy human life, the suspect may not be so easy to say.

Besides, it’s futile to say it, do you want the victim’s family to say "it’s okay"?

This "I’m sorry" should have been hidden in the bottom of my heart forever, and my conscience was tortured and I couldn’t say it, so that the weight of self-blame would be heavy enough.

Except for Peng Yuyan and Zhang Aijia, the other characters are almost reduced to "tool people", and the police officer played by Wang Yanhui does not have much room to play. The story lines of "Wang Xueming’s girlfriend" and "Shadow Killer" are so endless that people can’t figure it out.

In the second half of the film, the assassin who appeared in a flash was actually an important figure in the plot, but there were almost no lines throughout the whole process, and the motivation of the character was also very vague. At first, Shi Guang didn’t even recognize this new character, thinking that it was Zhang Yu’s blind man who took off his sunglasses.

Finally, I want to say that the reputation of "Tropical Past" is easy to fall into a situation that is not flattering on both sides.

As a literary film, it has highlights, but its reputation is not so strong. As a genre film, the narrative and story are a bit dissuasive to the audience.

Zhang Aijia said at the film’s premiere: "This film is about an emotion, a feeling, but you can’t explain it clearly. I don’t think you need to explain so much, just feel it." This sentence is you taste it, you taste it carefully, in fact, it is quite right. Just feel the atmosphere and emotions, and don’t bother about the story.

Huawei’s new flagship P7 officially released: price conscience but no new configuration

  Huawei held a press conference today to officially launch its new flagship Ascend P7.

  As an upgraded version of the previous generation’s flagship product P6, the P7 still continues the previous generation’s thin and light appearance, with a body size of 139.8 × 68.8 × 6.5 mm and a weight of 124 grams. Similar in appearance to the P6 design, it is still the aluminum alloy frame plus the C-shaped arc design at the bottom of the fuselage, but the material and craftsmanship of the fuselage have changed greatly compared to the previous generation. It is made of glass before and after. Huawei claims that the machine adopts a double C-shaped design. In addition to the bottom of the fuselage, the top frame of the fuselage is also C-shaped from the left and right.

  In terms of specific configuration, the P7 uses a 5-inch 1080p display, equipped with a 1.8GHz HiSilicon Kirin 910T quad-core processor, built-in 2GB memory and 16GB body storage space, supports micro SD card expansion, provides a 8 million pixel front-facing camera and a 13 million pixel rear camera, running Android 4.4-based Emotion UI 2.3 interface.

  The global price of Huawei P7 is 449 euros, which is about 3,898 yuan, while the domestic official price is 2,888 yuan. Compared with foreign prices, it is really conscientious.

  More specifically, Huawei P7 will launch three versions of Mobile, China Unicom, and Telecom, all of which support TD-LTE networks. It will be available for pre-sale simultaneously on Huawei Mall, JD.com, Tmall, Ning, Gome, Yihaodian, Amazon, and other e-commerce platforms at 10 am on May 8.

Nomad Starry Sky

Nomad Starry Sky

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Nomad Starry Sky

Dark light macro sample line, 8 popular mobile phones that focus on taking pictures

    Now in July, most schools have been closed, and many parents will take time to spend more time with their children. At the same time, many parents will take their children to travel with them during the summer vacation, so they will record every wonderful moment during the travel process, especially the smiling face of the child. In addition, many friends no longer like to bring digital cameras, but are used to using themcell phoneTo shoot. Many mobile phones on the market today are very close in terms of hardware configuration, and more still differentiate in terms of photography to attract users, including things likeSamsung Galaxy K ZoomCombining 10x light change with various smart camera functions will bring users better performance. Here are eight excellent machines that currently focus on camera functions.

Dark light macro sample line, 8 popular mobile phones that focus on taking pictures
Dark light macro sample line, 8 popular mobile phones that focus on taking pictures

SamsungGALAXY K Zoom

    SamsungGALAXY K ZoomIt is an excellent camera phone. The machine has been greatly upgraded in terms of performance compared to the previous generation of products. In terms of photography, the machine is even more equipped with20.70 million pixelsThe lens, plus 10x optical zoom function, is better than many digital cameras. In addition, the machine has 28 camera modes to choose from, such as manual, automatic, macro, food, fireworks, silhouette, etc., which is enough to deal with various daily shooting situations. The smart selfie function can better ensure that you can take excellent photos with the rear lens.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, SamsungGALAXY K Zoom

    SamsungGALAXY K ZoomThe front uses a 4.8-inch Super AMOLED display with a resolution of 1280X720 pixels, and the display effect is still very delicate. In the core, there is a built-in 1.7GHz Samsung Exynos 5 Octa 5260 six-core processor and a memory combination of 2GB RAM + 8GB ROM, which can run Android 4.4 system smoothly. In addition, there is an ultra-clear lens with 20.70 million pixels supporting 10x optical zoom on the back of the fuselage with xenon flash, etc., which is very good for taking pictures.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, SamsungGALAXY K Zoom

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesPictured, SamsungGALAXY K Zoom

Editor’s comment:

    SamsungGALAXY K ZoomAs a mobile phone with the main camera function, the machine is equally excellent in hardware configuration. The Samsung six-core processor is equipped with 2GB of memory, and the whole machine runs very smoothly. And in the 20.70 million pixel lens configuration, the processing of photos is also very eye-catching. In addition, the machine also has settings equipped with flash, filters, voice control and other basic functions, allowing users to be smarter and more efficient in terms of functional experience.

Samsung Galaxy K Zoom C1116 (licensed)
[Reference price] 3699 yuan
[Sales Merchant] JD.com
[Related Links] http://item.jd.com/1138438.html

 

Nokia 1520

    Nokia has always had an advantage in taking pictures. With the improvement of hardware configuration, Nokia’s performance in taking pictures is becoming more and more eye-catching. Nokia 1520 is equipped with a 20 million pixel lens, which is also guaranteedcell phoneThe "Nokia Smart Shot" app integrates the best photo, erasing moving objects, selecting smiley faces and sports lenses, making taking pictures more playable. In addition, the "Nokia Professional Shoot" feature is very practical for users with a certain level of photography.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, Nokia 1520

    Nokia 1520 front with a piece6 inchesCapacitive touch screen, with a resolution of 1920X1080 pixels FHD level, the display effect is outstanding. On the back of the fuselage, there is a 20 million pixel main lens with enhanced photosensitive elements and support for OIS optical image stabilization function, including dual LED fill light, with more rich professional camera settings and modes. In addition, the core of the machine uses a 2.2GHz Snapdragon 800 series quad-core processor, as well as a combination of 2GB RAM + 32GB ROM memory, which can perfectly run the new Windows Phone 8 GDR3 version system.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, Nokia 1520

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesPictured, Nokia 1520

Editor’s comment:

    Nokia 1520 in addition to excellent performance in photography, the performance of the whole machine is also excellent. The machine is equipped with a 6-inch large high definition screen, Snapdragon 800 processor and 2GB random access memory, which is not only excellent in display, but also the current flagship level in performance. The machine is equipped with Windows Phone 8 operating system, the whole machine runs more smoothly. In addition, the body of the machine still uses a colorful plastic material design, which looks very fashionable and atmospheric.

Nokia 1520 (licensed)

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SonyXperia Z2

    SonyXperia Z2It’s Sony’s latest flagship.cell phoneThe machine is currently equipped with the best Sony in terms of photography20.70 million pixelsIn addition, the advanced automatic function of the machine can also automatically identify the current scene and switch to the most suitable camera mode; fast continuous shooting is to capture 61 photos in an instant, allowing users to choose the best one to save, which is very practical for users, and can further improve the camera speed.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, SonyXperia Z2

    SonyXperia Z2The front uses a 5.2-inch 1080P display screen, and uses Sony TRILUMINOS mobile display technology and X-Reality Xunrui image processing engine mobile version, the display effect will be more realistic. In the core, the machine is also equipped with a 2.3GHz Snapdragon 801 quad-core processor, and a memory combination of 3GB RAM + 16GB ROM, which can run Android 4.4 system perfectly. In terms of photography, it is equipped with a nearly perfect 20.70 million pixel Sony G lens and BIONZ image processor assistance, supporting 4K video recording function.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, SonyXperia Z2

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesPictured, SonyXperia Z2

Editor’s comment:

    SonyXperia Z2As Sony’s latest flagship mobile phone, the machine is equipped with the current top-level configuration in terms of hardware, and the whole machine runs very well. And the 20.70 million pixel G lens configured in terms of photography is also the standard of Sony’s flagship machine, and this upgrade is not in terms of lens but in terms of camera function. New panoramic shooting and background defocus functions are added, allowing users to have a better camera experience and making the phone more playable.

Sony MobileXperia Z2(Licensed goods)

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HTC One M8

    HTC One M8It is a flagship launched by HTC with dual rear lensescell phoneThe machine still uses an all-metal body design, and the metal coverage area of the whole machine is further improved, which looks more tough. In addition, the machine is equipped with a rear dual-lens design in terms of photography, one of which is an UltraPixel camera with 4 million pixels, and the other is a depth-of-field lens mainly used to record spatial information and depth of field. It can realize the function of taking pictures first and then focusing, and can also take photos with 3D effects.

Dark light macro sample line, 8 popular machines that focus on taking pictures
The picture shows HTC One M8

    HTC One M8loaded5.0 inchesCapacitive multi-touch screen with a resolution of 1920X1080 pixels FHD level, the display effect is good. In terms of hardware, the machine uses a Snapdragon 801 quad-core processor with a main frequency of 2.5GHz, and a memory combination of 2GB RAM + 16GB ROM, running the new Android 4.4 operating system. In addition, there is an Ultrapixels ultimate pixel concept 4 million pixel lens on the back of the fuselage, and a depth of field camera, which can take 3D photos.

Dark light macro sample line, 8 popular machines that focus on taking pictures
The picture shows HTC One M8

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesThe picture shows HTC One M8

Editor’s comment:

    HTC One M8It is HTC’s latest flagship mobile phone. Compared with the previous generation of products, the whole machine has been improved very significantly, especially the machine is equipped with dual rear lenses in taking pictures, including one used to record depth of field data. Coupled with excellent hardware configuration, photos can be processed in a variety of ways on the mobile phone, which is very convenient. In addition, the machine can currently support 4G mode, allowing users to have an extremely fast network experience.

HTC ONE M8W (licensed)
[Reference price] 3999 yuan
[Sales Merchant] JD.com
[Related Links] http://item.jd.com/1094932.html

OPPO N1 mini

    OPPO N1 miniIt is an outstanding one of OPPO’s photography strength.cell phoneThe machine is a mini version of the previous OPPO N1, the body and hardware configuration have been adjusted, but in terms of photography, the machine is still equipped with a single lens design of 13 million pixels, and also supports the flip function. But the machine is equipped withSonyThe IMX214 second-generation stacked camera has a better lens than the OPPO N1, and it is also very comfortable to operate with one hand due to the smaller body.

Dark light macro sample line, 8 popular machines that focus on taking pictures
The picture shows OPPO N1 mini

   OPPO N1 miniAdopted on the front of the fuselage5.0 inchesIPS primary color hard screen, the resolution reaches 1280×720 pixels, the screen pixel density is up to 294ppi, and the display effect is very good. In terms of core hardware configuration, the machine is equipped with a Qualcomm Snapdragon Snapdragon MSM8928 quad-core processor with a main frequency of 1.63GHz, and a memory combination of 2GB RAM + 16GB ROM. Smooth operation of Color OS based on Android 4.2 system. In addition, in terms of the best photography, the machine is equipped with 13 million pixel lens, the lens can be flipped, and the selfie effect is equally excellent.

Dark light macro sample line, 8 popular machines that focus on taking pictures
The picture shows OPPO N1 mini

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesThe picture shows OPPO N1 mini

Editor’s comment:

    OPPO N1 miniThe camera strength is very good, especially the single lens design that can be flipped. In addition, the machine is equipped with time-lapse photography, voice photography, touch screen photography and other functions, and the ultimate beauty function is equipped to enhance the selfie effect of the machine. In addition, the machine is equipped with ultra-high definition image quality function, which can integrate photos of 24 million pixels. In other aspects, the machine also supports 4G network. The performance of the whole machine is also very good.

OPPO N1 mini(Licensed goods)

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Vivo XShot

    vivo XShotIt is a new machine with a new camera function. There are currently two versions of the machine on sale, including the flagship version and the elite version. The difference between the two is mainly in terms of hardware configuration. In terms of lenses vivo XShotAlso equipped with 13 million pixelsSonyThe second-generation stacked camera, in addition to the configuration of the rear dual color temperature LED flash; the machine is equipped with a wide-angle lens of 8 million pixels in the front lens, and the selfie ability is also excellent.

Dark light macro sample line, 8 popular machines that focus on taking pictures
The picture shows vivo. XShot

    vivo XShotEquipped with a 5.2-inch IPS touch screen with a resolution of 1920×1080 pixels. The photo is vivo. XShotThe biggest attraction is that its main camera is a 13 million pixel Sony stack camera with an oversized f/1.8 aperture and dual color temperature dual LED flash. Its front-facing camera is a 8 million pixel camera with an oversized wide angle of 84 degrees, an aperture value of f/2.0, and a full spectrum fill light. On the hardware side, vivo XShotEquipped with Qualcomm Snapdragon 801 series quad-core processors, the flagship version is 2.5GHz/578MHz, while the elite version is 2.3GHz/450MHz. The flagship version uses a combination of 3GB RAM and 32GB ROM, while the elite version uses a combination of 2GB RAM and 16GB ROM. Both versions support expansion cards up to 128GB.

Dark light macro sample line, 8 popular machines that focus on taking pictures
The picture shows vivo. XShot

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesThe picture shows vivo. XShot

Editor’s comment:

    Vivo mobile phoneTaking the fashionable route, the machine also adopts an integrated fuselage design, the thickness of the whole machine is only 7.99 mm, which is very light and thin. In addition, the machine is equipped with the most flagship Snapdragon 801 processor in terms of hardware configuration, and the performance of the whole machine is very good. And the machine is equipped with a 13 million pixel lens in terms of photography, and adopts an F1.8 super aperture, which increases the light intake by 50% compared with the F2.2 aperture, and the camera effect is more eye-catching.

vivo XShotElite Edition (licensed)
[Sales price] 2998 yuan
[Purchase address] vivo official website mall
[Contact number] 400 678 9688

Nubia X6

    The Nubia X6 is the flagship of the Nubia brandcell phoneThe machine is equipped with front and rear dual 13 million pixel lenses, and is equipped with dual LED fill light on the back of the fuselage. In addition, the machine also has three types of camera modes: automatic, professional, and fun. Among them, the automatic mode is the most basic camera mode, and the professional mode requires a certain camera foundation, including compass level, focus point, etc., while the fun mode is equipped with passer-by removal, motion track, star track, etc., which is very playable.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, Nubia X6

    The Nubia X6 is equipped with a 6.4 inchesSharp CGS screen, with a resolution of 1920X1080 pixels FHD level, the display effect is extremely amazing. In terms of core, the machine has a built-in Snapdragon 801 MSM8974AB quad-core processor with a main frequency of 2.3GHz, and a memory combination of 2GB RAM + 32GB ROM. It can smoothly run the Nubia UI 2.0 interface based on Android 4.3 version, and is equipped with a 4250mAh capacity battery. In addition, there is a 13 million pixel professional lens that supports OIS optical image stabilization on the back of the fuselage, and its corresponding 13 million pixel front lens that supports AF function.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, Nubia X6

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesPictured, Nubia X6

Editor’s comment:

    Nubia X6 is equipped with a high definition large screen design, which is very eye-catching in entertainment. In addition, the machine also has the most powerful Snapdragon 801 processor at present, and the 32GB large storage design can fully meet the user’s storage needs. In terms of taking pictures, the machine is equipped with a dual 13 million lens design, which is very good in both rear shooting and selfie. This lens is also rare at present. In addition, the machine also supports 3G full Netcom network.

4G version Nubia X6 (licensed)
[Product price] 2999 yuan
[Sales Merchant] JD.com
[Related Links] http://item.jd.com/1089822.html

Huawei Ascend P7 

     HuaweiAscend P7It is a new flagship released by Huawei this year.cell phoneIn comparison to this machineHUAWEI P6The improvement is very obvious, especially in terms of photography. The machine is equipped with a 13 million pixel rear lens and an F2.0 super aperture; while the front lens is equipped with a 8 million pixel lens and supports ten-level beauty functions, and the selfie effect is better. In addition, the machine is equipped with double-sided gorilla glass on the fuselage, and the fuselage performs better in scratch resistance and wear resistance.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, HuaweiAscend P7

    HuaweiAscend P7Use a piece on the front5 inchesThe full high definition display produced by JDI has a resolution of 1920X1080 pixels FHD level, and the display effect is very delicate. The core has a built-in 1.8GHz HiSilicon Kirin 910T quad-core processor and a memory combination of 2GB RAM + 16GB ROM, which runs smoothly based on the Emotion UI 2.3 user interface of Android 4.4 system. There is a 13 million pixel on the back of the fuselageSonySuper lens, and its corresponding 8 million pixel ultra-wide-angle front lens.

Dark light macro sample line, 8 popular machines that focus on taking pictures
Pictured, HuaweiAscend P7

Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking pictures Dark light macro sample line, 8 popular machines that focus on taking picturesPictured, HuaweiAscend P7

Editor’s comment:

    HuaweiAscend P7It is a very excellent flagship mobile phone. The hardware configuration of the machine is still equipped with Huawei’s own HiSilicon quad-core processor, and the whole machine runs very smoothly without cards. The body design of the machine still continues the design concept of ultra-thin body, the thickness of the whole body is only 6.5mm, and it is equipped with double-sided gorilla glass. In addition, the three versions of the machine can support 4G network, which can maintain a high-speed network experience for users in real time.

HuaweiAscend P7(Licensed goods)
[Reference price] 2888 yuan
[Sales Merchant] JD.com
[Related Links] http://item.jd.com/1124089.html

Summarize:

    The above-mentioned mobile phones are currently very good at taking pictures, especiallySamsung Galaxy K ZoomNot only is the camera effect comparable to a digital camera, but the design of the fuselage is also very similar. AndNubia X6It even claims to be able to shoot star trails, and its photography strength is very outstanding. AndOPPO N1 miniThe fuselage is very suitable for one-handed operation, and the camera power is better than the previous N1. In addition, the Nokia 1520,HTC One M8Sony Z2 are the flagship mobile phones of these brands, with the same powerful shooting strength. Friends who need to buy mobile phones recently can consider the above models.

Now in July, most schools have been closed, and many parents will take time to spend more time with their children. At the same time, many parents will take their children on trips during the summer vacation, so they will record every wonderful moment during the trip, especially the smiling face of the child. In addition, many friends no longer like to bring digital cameras, but are used to using mobile phones to shoot.

Pang Chao

CMA architecture empowers Geely China Star Double Flagship to complete the extreme challenge.

    On March 12th, China Star Double Flagship staged a wonderful and exciting extreme challenge in Sanya. During the activity, China Xingshuang Flagship carried out three extreme challenges, namely, soaring in corners, seesaw at high altitude and steel Weiya, which showed the performance, safety and quality of Geely CMA architecture system.

    At the event site, Fan Junyi, general manager of Geely Automobile Sales Company, announced that Chiu Man-Cheuk had become the "China Star Ambassador", and officially announced that the market guidance price of Xingyue L 8AT two-wheel drive flagship model was 168,200 yuan, providing users with another brand-new choice.

    Thanks to Geely 4.0 standard and CMA architecture globalization technology, China Xingshuang flagship has inherited the excellent quality of leading safety performance, electronic and electrical architecture and high-performance surging power, and has excellent strength in power, chassis and safety.

    In the "fast" move-the curve hurricane challenge, the newly launched Xingyue L 8AT two-wheel drive flagship and speedboat staged a visual feast of extreme hurricane on land and sea. Xingyue L started fast, the acceleration in the latter part continued to be strong, and the 100-kilometer corner accelerated by 7.9s, winning the first move.

    Xingyue L 8AT two-wheel drive flagship model is fast, mainly due to its 2.0TD high-power engine+Aisin 8AT new transmission. This Drive-E 2.0TD luxury engine has a maximum power of 175kW and a peak torque of 350N·m, and won the "Top Ten Ward Engines" for three consecutive years. The engine adopts high-efficiency supercharging technology, and the maximum speed of turbocharger /min 200,000 rpm, which makes the low-speed response faster. With the intervention of 1000 rpm turbine, the output torque is 160N·m, and the maximum output torque is 350N·m at 1800rpm.

    In terms of transmission, the flagship model of Xingyue L 8AT two-wheel drive is matched with the 8AT gearbox of Aisin Seiki, making it the only two-wheel drive model equipped with 8AT in Xingyue L. Aisin 8AT reduces the friction coefficient of the tooth surface through a new gear processing method, thus reducing the energy loss when the gear is engaged. Aisin 8at has all-round advantages such as efficient power transmission, smooth transmission, high reliability, low noise and small vibration, and perfectly transmits the power to the wheels. With CMA wire-controlled chassis operating stably, Xingyue L 8AT two-wheel drive flagship curve accelerates 7.9s per 100km, and straightly accelerates 7.5s. The fuel consumption is 6.9L under NEDC working condition.

    In the "tough" trick-high-altitude seesaw challenge, Xingyue L climbed a 37-degree high slope, reached the top of the 10-meter-high slope, stopped at the center of the seesaw accurately, and then drove down smoothly from the other end of the seesaw, showing excellent four-wheel drive climbing ability, precise power control and braking performance.

    According to the person in charge of CMA vehicle R&D of Geely Brand Research Institute, Xingyue L adopts CMA world-class architecture, and combines the world-leading "chassis by wire" with innovative design to realize centralized calculation of vehicle-related data such as braking system, transmission system, steering system, power system and induction system of chassis, with joint debugging, joint control, more positive feedback response and more direct driving intention. Secondly, whether the braking is more linear and whether the continuous braking is more stable. The good braking performance of Xingyue L benefits from the adoption of Italy ITT copper-free brake pads, oversize vacuum booster, oversize front ventilation disc and rear solid disc, and exclusive customized Goodyear Eagle F1 high-performance tires, which have strong grip and stable handling.

    Equipped with Borgwarner’s sixth-generation four-wheel drive system, Xingyue L four-wheel drive version realizes 50:50 front and rear axle torque distribution, which brings stronger off-road performance and passing performance. Even on wet and rugged roads, it can quickly adjust the power distribution of four wheels, and the maximum climbing angle can reach 37. Compared with the fifth generation, the performance of the sixth generation four-wheel drive has been improved in an all-round way, with the maximum bearing torque increased by 19%, the response speed increased by 16.7%, the torque accuracy increased by 33.3%, and the weight reduced by 15.8%, achieving stronger power, faster response, more accuracy and lighter weight, which can be handled calmly regardless of climbing mountains and stepping on snow.

    In the "steady" trick-steel Weiya challenge, the gap data of three points of Xingrui car door at rest are measured at first, which are 3.4mm, 3.5mm and 3.4mm respectively. During the challenge, the B-pillar on one side of Xingrui is connected with the crane, and another Xingrui is suspended through the suspension of the front and rear cars. The B-pillar connected with the crane bears 3T load, and finally the vehicle is suspended for swing test. After the challenge, the data of the three points of Xingrui are 3.4mm, 3.6mm and 3.5 mm. After comparison, there is only a slight change of 0.1mm before and after suspension, and the challenge is successful.

    Geely CMA architecture, with forward-looking technology and R&D and manufacturing standards, has five qualities of safety, health, intelligence, performance and energy saving, and is the core of creating "value competition" in the era of comprehensive architecture of Geely 4.0. With the three core values of CMA architecture, China Xingshuang flagship has been selling well since its listing, and the cumulative sales volume has exceeded 580,000. In the future, Geely brand will continue to promote product-level innovation with CMA architecture, and drive the overall breakthrough of the brand with flagship products.

Xiaomi Auto "exploded", and Xiaomi Group’s share price rose by 15% in intraday trading.

On April 2, the share price of Xiaomi Group, a Hong Kong stock, opened 14.99% higher, and then fell back, with an increase of 10.31% so far.

In the news, on March 29th, Xiaomi Automobile officially announced that after 24 hours of listing, the number of Xiaomi SU7 reached 88,898. At 12 noon on April 1st, the second round of Xiaomi Auto SU7 inaugural edition was added for sale and sold out in seconds. As of the early morning of April 2, the number of locks of Xiaomi SU7 has reached 40,000. Xiaomi Auto said that the original version of Xiaomi SU7 will not open a new round of orders.

The delivery cycle of Xiaomi SU7 has been further extended. On March 31st, the delivery cycle of Xiaomi SU7 standard version after locking the order is expected to be 16-19 weeks, Pro version is expected to be delivered in 17-20 weeks, and Max version will be delivered in 26-29 weeks. By the morning of April 2, the above delivery cycle had been extended to 20-23 weeks, 19-22 weeks and 28-31 weeks respectively.

While Xiaomi SU7 is selling well, many institutions have released research reports one after another.

Goldman Sachs released a research report on Monday, saying that Xiaomi SU7 was a surprise. Although the price range of 215,900 yuan to 299,900 yuan was basically in line with the bank’s previous average price expectation, the number of large orders far exceeded expectations, and Xiaomi had the ability to become a potential price leader in the market rather than a price follower.

It is estimated that the revenue of Xiaomi will increase by 2-6% from 2024 to 2026, reaching 100,000, 170,000 and 326,000 units respectively, accounting for 1.0%, 1.5% and 2.5% of the retail sales of new energy vehicles in China. By 2030, it is estimated that electric vehicle revenue will account for 30% of Xiaomi’s total revenue.

JPMorgan Chase released a research report last week, saying that the pricing of Xiaomi SU7 is very attractive and its specifications are competitive. In view of the strong fixed figures, JPMorgan Chase believes that Xiaomi’s electric vehicle business has made a strong start, which may exceed the market’s forecast of about 50,000 units in the first 12 months, trigger a strong positive reaction of the stock price in the short to medium term, and continue to maintain Xiaomi’s "over-allocation" rating.

The listing of Xiaomi SU7 also brought a lot of pressure to many brands. On April 1st, many car companies started price wars. Among them, the starting price of the new M7 in Wenjie is lowered by 20,000 to 229,800 yuan; Tucki G9 car is limited to a maximum of 20,000 yuan; Weilai launched a subsidy of up to 1 billion yuan for oil vehicle replacement; FAW-Volkswagen will add a cash subsidy of up to 5,000 yuan in a limited time; Chery limited-time designated models are free of purchase tax and so on.

It is worth mentioning that the sales of major new energy vehicle companies increased in March. In March, the top seven brands in the new power delivery list were: Wenjie, Ideal, Zero Run, Extreme Krypton, Weilai, Tucki and Nezha Automobile. Specifically, AITO, a subsidiary of HarmonyOS Zhixing, delivered 31,727 new cars in March, winning the sales champion of China New Power brand for three consecutive months; LI delivered 28,984 vehicles, a year-on-year increase of 39.2%; The number of zero-running cars delivered reached 14,567, a year-on-year increase of over 136%.

Earlier, Cui Dongshu, secretary-general of the All-China Ride Association, once said, "2024 is a crucial year for new energy vehicle companies to gain a foothold, and the competition is bound to be fierce."

Ping An Securities’ recent research report pointed out that in 2024, the growth rate of new energy vehicle companies in the head is under pressure, so the price war will continue, especially in the mainstream price range of 100,000 yuan to 200,000 yuan. With the decrease of battery cost, car companies have more room to reduce prices.

Mobile phone letters and visits run for half a year: you can see the process like online shopping.

  On July 1st and September 1st this year, the State Bureau for Letters and Calls successively opened a "channel" for letters and visits on mobile phones — — The mobile phone petition platform and WeChat WeChat official account will further broaden the channels for expressing people’s demands. These new channels for letters and visits have been in operation for nearly half a year. What is the effect now?

  What about the new channels of letters and visits such as mobile phone platform and WeChat?

  By the end of November, there were over 60,000 registered users and 80,000 letters and visits.

  "It’s great, you don’t have to go out and move your fingers, and the problems reflected will be solved!" Not long ago, Wang of Huai ‘an City, Jiangsu Province reported the inconvenience caused by the renovation of dangerous bridges in the village through the online petition platform. The next day, she inquired that the Jiangsu Provincial Bureau for Letters and Calls had accepted it. On the fourth day, the local government began to solve the problem.

  On January 1, 2015, the State Bureau for Letters and Calls established and operated the National Information System for Letters and Calls, realizing the nationwide "One Netcom" with vertical connectivity to towns and streets and horizontal coverage of relevant responsible departments.

  On this basis, on July 1st and September 1st this year, the State Bureau for Letters and Calls successively launched the mobile phone petition platform and WeChat WeChat official account, making it more convenient and efficient. The process and results of the petitions handled by the masses through the mobile phone petition platform can be inquired, tracked, supervised and evaluated. The reporter saw on the WeChat WeChat official account of the State Bureau for Letters and Calls that WeChat official account currently has three functions: information on letters and visits, guide to letters and visits and online letters and visits. By paying attention to this micro-signal, you can submit a complaint request or make suggestions in the online letters and visits channel, and you can also inquire about the handling of letters and visits and evaluate your satisfaction.

  By the end of November, more than 60,000 users had registered through the mobile phone petition platform of the State Bureau for Letters and Calls and WeChat WeChat official account, and the number of petitions reached 80,000. At the same time, all parts of the country have followed suit. 14 provinces including Anhui, Hunan and Xinjiang have set up mobile phone letters and visits, and 21 provinces including Hebei, Inner Mongolia, Guizhou and Gansu have opened WeChat letters and visits. Online letters and visits have gradually become the main channel for mass letters and visits.

  How to make online letters and visits efficient and transparent?

  The process, methods and results are all open online, so that the masses can become "supervisors" and "referees" of letters and visits.

  "This platform can see every step of the specific process, just like online shopping can see whether the seller has delivered the goods and where it has gone. It is really convenient." Bao, from Haiyang City, Shandong Province, reported the damage of the road in front of his house through online letters and visits, and received a reply on the same day.

  On July 1 this year, the State Bureau for Letters and Calls promulgated and implemented the Measures for Simple Handling of Letters and Visits (Trial), which requires that opinions should be given within 10 working days after accepting the letters and visits that can be handled simply, so as to accept and handle the letters and visits more conveniently and quickly.

  At the same time, according to the "Regulations on Letters and Visits" and the "Working Rules for Online Handling of Letters and Visits (Trial)" of the State Bureau for Letters and Calls, all localities have standardized the letters and visits business, so that there are rules to follow. Twenty-four provinces, including Shanxi, Jilin and Ningxia, have formulated rules for handling online letters and visits, further optimizing business processes and putting standardization requirements throughout the whole process.

  "Relying on the national petition information system, the handling process, handling methods and handling results of petitions can be made public online, and petitioners can inquire about the handling process and results at any time, avoiding going back and forth." In addition, the State Bureau for Letters and Calls also said that it is also the focus of online letters and visits to let the masses evaluate the solution of the letters and visits, let the masses become "supervisors" and "referees" in the work of letters and visits, and actively guide the petitioners to evaluate their satisfaction. At present, the State Bureau for Letters and Calls has revised and improved the satisfaction evaluation method, and promoted all localities to improve the participation rate of the masses and the satisfaction rate of the masses.

  How do large and small systems break through the "barriers"?

  Integrate the scattered "small windows" of letters and visits, and "one netcom" allows the masses to travel less and benefit more.

  At present, the State Bureau for Letters and Calls has realized the interconnection with 31 provinces (autonomous regions and municipalities) and the provincial, municipal and county-level letters and visits working institutions of Xinjiang Production and Construction Corps, more than 80,000 functional departments and towns (streets), and 33 central and state organs and ministries.

  At the same time, all localities are also stepping up efforts to promote the integration of resources on the online petition platform at the same level. Tianjin, Zhejiang and other places have connected the leadership mailbox with the petition information system, and integrated the scattered online petition "small windows" into an online complaint hall to reduce repeated complaints from the masses and repeated referrals from departments, thus realizing "one netcom". Jiangxi, Shandong, Hubei and other places have established self-service facilities for online letters and visits in counties and townships to better facilitate the masses. From January to November this year, the number of online letters and visits nationwide was 971,000, up 102% year-on-year, which effectively reduced the cost of letters and visits by the masses and realized that the masses traveled less and benefited more.

  The relevant person in charge of the State Bureau of Letters and Calls said that in recent years, various localities have made great efforts to solve problems, and a number of letters and visits have been effectively resolved. However, in some places, problems were not handled in time and were not solved in place, which led to repeated online complaints; In some places, the previous "handling opinions" are used as the handling results of the backlog report, but the problem of letters and visits has not been substantially solved, and there is a problem of "doing without finishing", so it is necessary to continue to intensify efforts to resolve it.

  According to the introduction of the State Bureau for Letters and Calls, after continuous adaptation and improvement, the national information system for letters and calls has been running smoothly on the whole. Next, efforts should be made to improve the application and optimize the functions. At present, the coverage of the national petition information system has basically achieved the "vertical to the end" of the five-level petition work institutions at the national, provincial, municipal, county and township (street) levels, but there is still a problem of incomplete coverage of functional departments in most places horizontally. The next step will focus on promoting the full coverage of the application of the petition information system by functional departments.

Will the mortgage interest rate be raised if the mortgage interest rate is tightened in many places?

  Recently, the real estate market has received more attention. On the one hand, the growth rate of real estate loans continues to decline, on the other hand, mortgage interest rates in various places have increased to varying degrees. How will the regulatory policy be promoted? Will mortgage interest rates continue to rise? In response to the above hot topics, the reporter interviewed a number of industry experts.

  Supervision and intensive inspection of real estate financing

  Since the beginning of this year, under the main tone of the policy of "housing and not speculating", real estate financing has continued to tighten. The report on the implementation of monetary policy in China in the second quarter recently released by the People’s Bank of China shows that by the end of June, the balance of real estate loans of major financial institutions (including foreign capital) in China was 41.9 trillion yuan, up 17.1% year-on-year, and the growth rate was 1.6 percentage points lower than that at the end of March. Among them, the balance of individual housing loans was 28.06 trillion yuan, up 17.2% year-on-year, and the growth rate was 0.3 percentage points lower than that at the end of March.

  These changes in the field of mortgage are closely related to regulatory policies. In May, the Ministry of Housing and Urban-Rural Development issued an early warning to Foshan, Suzhou, Dalian and Nanning, where the price index of newly-built commercial housing and second-hand housing has increased significantly in the past three months, and some cities with overheated property markets have stepped up regulation. Affected by this, mortgage interest rates in a few popular cities rebounded.

  According to the latest monitoring data released by Rong 360 Big Data Research Institute, the average interest rate of the first home loan in July was 5.44%, equivalent to 1.11 times the benchmark interest rate, up 2 basis points from the previous month; The average interest rate of second-home loans was 5.76%, up 1 basis point from the previous month. From the data point of view, the national mortgage interest rate level rebounded in the second half of the year.

  In the second half of the year, the trend of stricter supervision became more obvious. At the end of July, the Political Bureau of the Communist Party of China (CPC) Central Committee held a meeting to plan the economic work in the second half of the year, and made it clear that the house should be used for living, not for speculation, and the long-term management mechanism of real estate should be implemented, and real estate should not be used as a short-term means to stimulate the economy.

  Subsequently, the regulatory authorities acted intensively, tightening real estate financing from banks, trusts, open market bonds and other aspects. Recently, China Banking and Insurance Regulatory Commission launched a special inspection of bank real estate financing, focusing on the management of real estate development loans and land reserve loans in 32 cities, and severely investigated and dealt with all kinds of illegal acts of diverting funds into the real estate industry.

  While the financing of real estate enterprises has been significantly tightened, the supervision of personal housing credit business has also been further strengthened. The recent symposium on the adjustment and optimization of credit structure of banking financial institutions held by the central bank proposed to maintain a reasonable and moderate growth of personal housing loans, and it is strictly forbidden to use consumer loans for buying houses illegally. China Banking and Insurance Regulatory Commission began to check the implementation of differentiated credit policies of banks, implemented the minimum down payment ratio and loan restriction policy requirements, performed the assessment and inspection of the authenticity of down payment funds and the solvency of loan applicants, and focused on investigating the misappropriation of personal comprehensive consumer loans, business loans, "down payment loans", credit card overdrafts and other bank credit funds in the real estate sector.

  Interest rates in many places have risen to varying degrees.

  It is worth noting that the monitoring data of Rong 360 Big Data Research Institute shows that the trend of mortgage interest rates in first-tier cities and second-tier cities in July is quite different.

  Among the first-tier cities, the mortgage interest rates in Beijing and Guangzhou were the same as last month, while the average level in Shanghai and Shenzhen declined. Among them, many banks in Shanghai lowered the mortgage interest rate, which led to a decrease of 7 basis points in the first home loan interest rate in Shanghai, second only to Haikou, making it the second largest city in China. In second-tier cities, mortgage interest rates in several popular areas have risen. Among them, Suzhou, Hangzhou, Ningbo, Dalian and Changsha have accelerated the frequency of adjustment, and have recently raised the mortgage interest rate more than once, and some banks have tight quotas and even suspended accepting mortgage business.

  In this regard, Ceng Gang, deputy director of the National Finance and Development Laboratory, thinks that we should look at it differently. First of all, not all urban mortgage interest rates are rising, which shows that policy regulation is accurate, because normal credit should exist. Secondly, it is not necessary to increase the mortgage interest rate. The key is to block the illegal entry of funds into the real estate sector.

  "In the environment of tightening policies, commercial banks tend to be cautious about personal housing loan business." Dong Ximiao, deputy dean of Chongyang Financial Research Institute of Renmin University of China, said that after the large-scale credit supply in the first half of the year, the credit line was relatively small in the second half of the year, and an appropriate increase in interest rates would help banks improve their income level. At the same time, in recent years, the leverage ratio of China’s residential sector has risen rapidly, and real estate financial risks are accumulating. Raising the loan interest rate will help commercial banks to better guard against housing loan risks.

  Dong Ximiao said that in the case that the market liquidity is still reasonable and abundant, although the interest rate of individual housing loans may be further raised, the increase will not be too large. "However, different banks have different positioning for personal housing loan business, and the credit resources invested for this purpose are quite different, so there will be obvious differentiation in the loan interest rate. It is expected that the personal housing loan interest rate of large commercial banks will maintain a moderate upward trend." He said.

  Implement differentiated housing credit policies

  "In combination with recent policies, banks will adjust their credit structure in the future to reduce the credit resources occupied by the real estate industry and invest more credit funds in manufacturing, small and medium-sized enterprises and other fields encouraged by the state." Li Wanfu, an analyst at Rong 360 Big Data Research Institute, said.

  At the same time, industry experts believe that commercial banks should continue to implement differentiated housing credit policies. Dong Ximiao said that we can start from four aspects. First, adjust the total amount of loans and reasonably determine the total amount of personal housing loans of banks; The second is to adjust the loan price and raise or lower the interest rate of individual housing loans; Third, adjust the loan conditions, tighten or relax the loan qualification conditions (including loan qualification and loan term) of the main body of the house purchase; The fourth is to adjust the down payment of loans and control the leverage ratio of buyers.

  "In the next step, we should comprehensively use the above four means according to the different purchase areas and subjects, combining quantity and price, adjusting the total amount and price, meeting the rigid demand and restraining investment speculation, focusing on the present and guiding expectations, and implementing the differentiated housing credit policy." Dong Ximiao said.

  Regarding the strict investigation of "down payment loan" by the regulatory authorities, Ceng Gang said: "Down payment is one of the means of bank risk control, because self-owned funds are an important standard to measure repayment ability. If the customer’s down payment is borrowed, then the bank’s risk exposure will be great. "

  In addition, some experts have warned that paying attention to the entry of credit funds into the property market should not only focus on commercial banks and consumer finance companies. Various Internet lending platforms monitor the flow of funds less, and the proportion of entering the property market may be higher.

  "We should continue to intensify the clean-up and rectification of various Internet platforms, and strengthen the monitoring of their lending business in terms of lending purposes and capital flow." Dong Ximiao said that monitoring the flow and use of credit funds is a long-standing problem for both financial institutions and Internet platforms. Relevant institutional measures should be revised to incorporate fictitious loan purposes and misappropriation of credit funds into the credit information system, increase the illegal cost of borrowers, and curb the illegal flow of personal credit funds into the property market from the source.

  (Reporter Qian Wei Intern Zhang Ziyue)

In order to make the brand concept more concrete, Volvo Cars has supported this sport for 26 years.

Reporter | Li Yimengone
Volvo Cars is integrating its long-standing brand concept according to the actual situation in China market. Since this year, this luxury car manufacturer from Sweden hopes to export a kind of "connotative luxury" to its audience, which is the integration and reconciliation of its three brand values of safety, health and environmental protection.
In addition to many publicity strategies, golf will be an important communication channel, which will make Volvo’s brand concept more concrete.
Despite the previous COVID-19 epidemic, the 2020 Volvo China Open, originally scheduled for April, ended successfully last Sunday (December 13th) after being postponed.
This tournament attracted a large number of excellent domestic players to participate. After four days of fierce competition, Zhang Huilin, from Changde, Hunan Province, finished with a 71 (-1) shot today, and won the championship with an absolute leading total score of 269 (-19), becoming the fifth local player to win the Volvo China Open.
Up to now, Volvo China Open has been held for 26 consecutive years and has become an important incubator for professional golfers in China.
"I have been asked a question for many years. Why does Volvo do the Open? There are so many sports events. Why does it do golf?" Zhao Qin, Chairman of the Board of Directors of Volvo China Open and Vice President of Corporate Communications of Volvo Cars Asia Pacific, talked about the relationship between golf and brands at the beginning of the interview.
She said that there is a deep relationship between Volvo cars and golf. This luxury car manufacturer has been rooted in this field for many years and has formed rich experience in operating international competitions.
In Zhao Qin’s view, golf is a sport that does little harm to human body and can exercise the whole body function, which is highly consistent with the concept of safety, health and sustainability advocated by Volvo Cars for a long time. In addition, the elegance and introversion of golf and its players are also consistent with the brand characteristics of Volvo cars.
She has previously said that if the English name of GOLF is divided into four letters, it can stand for "Green", "Oxygen", "Light" and "Friendship" respectively.
"We have always had an idea about golf. It should not only be a circle movement of a few people, but also a healthy lifestyle with public participation." Zhao Qin said.
As it said, Volvo Cars has tried to popularize this sport among the audience in China in recent years with the help of an international competition platform such as the China Open.
"Someone once said that golf is an aristocratic sport, but it is not. If you look at Volvo’s hometown of Sweden, golf is a mass sport, and all people will play golf from old to young." Zhao Qin said, "In China. The whole golf atmosphere has also become a healthy, elegant and popular sport through the efforts of all parties. "
For example, she said that in recent years, under the guidance of the China Golf Association, a "campus golf" project is being developed in Shenzhen, with the aim of introducing this sport into the physical education curriculum in primary schools, so that young people have the opportunity to contact and love golf.
Since 2005, Volvo has started to hold the Youth Match Championship, and since 2019, it has started the Youth Challenge. This year, it held the Volvo Youth Masters in China. All these initiatives are aimed at providing a diversified platform for more young golfers.
"There will be two main highlights next year, one is the Youth Challenge, and the other is the Qualifying Tournament, which will provide more opportunities for China players." Zhao Qin said, "This year’s amateur challenge has been expanding. At present, it has been restarted after the epidemic and 11 games have been done. As the frontier event of next year’s qualifying tournament, there may be more than a dozen games next year, and the scope will also be expanded in adult amateurs. There are also qualifiers. In view of some inspiration from the participation of pure China players in the China Open, more qualifiers may be held next year, and qualifiers can be held for both men and women. "
In this tournament, Zhang Jiena Lin entered the China Open as the first female player in the history of the tournament. "It’s a pity that she didn’t advance in the end, but I think it’s a very proud thing for women players to appear in the men’s professional open." Zhao Qin said.
In fact, Volvo Cars is emphasizing the concept of "equality" in all aspects, including its advantageous safety field. The Swedish luxury car manufacturer observed that most of the fakes used in collision experiments in the industry were made according to the figure of adult men. Although the elderly, women and children are more vulnerable to the collision because of their bones and physiological structures, the dummies made according to their actual conditions account for a relatively small proportion, and there are no dummies made according to the body shape of pregnant women.
Because of this concern, a pregnant woman dummy named LINDA came into being in the safety experimental center of Volvo Cars in 2000, which is also the first dummy made in the industry according to the situation of pregnant women who are 36 weeks pregnant. As early as 1995, before LINDA came out, Volvo cars began to use female dummies for crash tests. Up to now, the manufacturer has developed a complete "dummy family" that basically covers all population samples.
At the same time, out of concern for sustainability, Volvo Cars is actively promoting its comprehensive electrification strategy.
This luxury car manufacturer proposed a comprehensive electrification strategy in 2017, becoming the first luxury car brand to propose comprehensive electrification.
At the Guangzhou Auto Show held at the end of November this year, the XC40 RECHARGE, Volvo’s first pure electric vehicle, was officially launched and attracted great attention. Zhao Qin confirmed that in the future, more Volvo cars will be equipped with 48V mild hybrid system or join the RECHARGE product system.
According to its plan, by 2025, the sales of pure electric vehicles will account for 50% of the total sales of Volvo cars, and the remaining models will adopt plug-in hybrid technology with long pure electric endurance.
At the competition site, the display of a series of new cars conveyed the brand-new brand concept that Volvo Cars hoped to convey to the outside world. "Connotation luxury is a naturally simplified and refined expression, which is very compatible with Volvo’s brand image, user group characteristics and even partners." Zhao Qin explained, "Safety, health and sustainability are our strategic fulcrums. Everything on these three fulcrums, whether products or services, is supported by these three points."
She said that safety is Volvo’s strongest feature. In terms of health and environmental protection, Volvo Cars introduced AAC double-effect enhanced air purification system to build a CLEANZONE cockpit. The former was jointly developed by Volvo and Blueair, a well-known air purification solution provider, and with the filter specially optimized for China, the isolation efficiency of this system can reach over 95%. In addition, Volvo also made a strict choice of interior materials based on health considerations.
"So what kind of luxury brand is Volvo? I think’ connotative luxury’ is very appropriate and in line with the public’s cognition. " Zhao Qin concluded.
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"Back to Nantian" is coming? The Meteorological Observatory responded … You can still see this star in fine weather!

The recent Guangdong has puzzled the friends.

Look at the red feather shirt, thinking it’s still autumn.

Seeing the fog, I thought it was spring.

Look at the plum blossoms in full bloom, a scene of winter.

Look at the sunshine, it’s so hot that long sleeves are rolled into short sleeves.

Shuttle freely in spring, summer, autumn and winter

Guangdong goes online in rainy and foggy days

"Back to Nantian" came early?

According to the forecast of Guangdong meteorological department on January 8,

Affected by weak cold air with precipitation

From now until the 11 th, Guangdong may appear

The effect of "false return to the south sky" in clouds and fog

But this weather effect is not a warm and humid air counterattack.

Cause that dew point temperature of the air to be higher than the ground temperature.

So it’s not really "going back to the south"

Rainy and foggy weather may lead to poor visibility.

Pay attention to traffic safety.

It is estimated that due to the supplement of weak cold air, the temperature in the whole province will drop slightly again from today to 11, and it will be cold in the morning and evening.

Cold air arrival

What will the weather be like in Foshan in the future?

Today, weak cold comes as promised.

There will still be cold air supplement in the next two days.

Mainly cloudy

It’s cold in the morning and evening and warm in the daytime.

I suggest you dress in onion style.

Specific weather forecast in Foshan

January 11th: cloudy and cloudy, 14℃ ~ 22℃;

January 12: cloudy, 15℃ ~ 24℃;

January 13th: cloudy and cloudy with light rain locally, 14℃ ~ 21℃;

January 14th: cloudy with scattered light rain, 14℃ ~ 20℃;

January 15th: It will be cloudy and sunny, 15℃ ~ 24℃.

Weak cold air is active

Guangdong maintains cool and warm weather for a while.

The temperature rises and falls

People’s thermoregulation function is difficult to adapt.

It is necessary to strengthen warm-keeping measures and maintain a healthy diet.

Don’t let the flu take advantage of it

The best time to watch mercury

Mercury will welcome the first westward distance in 2024.

As the innermost planet in the solar system, Mercury will have seven large distances this year, of which the first large distance to the west appears on January 12th, and the 13th is the best time to watch Mercury in Foshan from 6: 26 to 46. If the weather is fine, citizens can look for the beautiful figure of Mercury with their naked eyes or binoculars at low altitude to the east during this time.

Original title: "Back to Nantian" is coming? The Meteorological Observatory responded … You can still see this star in fine weather! 》

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