Original title: determined to develop, in-depth layout, empower the industry, and the city side by side, Qingdao Guosen Finance 9th Anniversary Rongyao journey!

Source: Qingdao Guosen Financial

Financial prosperity brings prosperity to all industries, and financial strength brings strength to all industries. Under the new development pattern of domestic and international double-cycle mutual promotion, expanding and strengthening the financial industry will give cities a head start in the fierce competition.

The report of the 12th Party Congress of Shandong Province clearly stated that one of the 12 key tasks to be grasped around "moving ahead and opening a new situation" is to promote the transformation of old and new kinetic energy in depth. Faced with the heavy task of the provincial party committee, Qingdao, which is in a critical period of transformation and development, has a more urgent need and desire to use financial power to accelerate the transformation of old and new kinetic energy and promote high-quality economic and social development.

Since its establishment in 2013, Qingdao Guoxin Financial Holdings Co., Ltd. (hereinafter referred to as "Qingdao Guoxin Financial") has adhered to building a comprehensive financial service platform through market-oriented and professional management, building a full-life cycle financial service ecosystem, and accumulating potential for deep integration into Qingdao’s development trend.

Looking back on the past nine years, Qingdao Guosen Finance has been down-to-earth and courageous, focusing on its main business, and wading out a path of innovation and forge ahead. Joining hands with the future, we must not forget our original intention, adhere to our strategic positioning, and continue to inject new financial momentum into the high-quality development of Qingdao’s economy.

Echoing the city’s top-level strategy, striving to set an example for the development of the financial industry

Cities are the carriers of modern economy, and finance is the core of modern economy. "Economic body" and "financial blood" coexist and prosper.

At present, in the new journey of Shandong to build a strong socialist modern province in the new era, Qingdao has been placed on higher expectations. From national strategy to marine economy, from digital economy to rural revitalization… Shandong, which is committed to "walking ahead and opening a new bureau", frequently "points questions" Qingdao, which also puts forward new requirements for urban economic development.

At this time, the financial industry, which is the "living water" of high-quality economic development, has high hopes.

The report of the 13th Party Congress of Qingdao City proposes to deepen the reform of the financial system, amplify the pilot effect of the National Wealth Management Financial Comprehensive Reform Pilot Zone, increase cross-border investment and financing facilitation, digital RMB and other innovation efforts, and enhance the ability of financial services to the real economy.

The new pattern shows new responsibilities. Echoing the city’s strategic demand for financial empowering the development of the real economy, Qingdao Guosen Financial insists on "cultivating and building core asset management capabilities" as the main line, giving full play to the three functions of comprehensive finance "strategic empowering, industrial deep cultivation, and service output". By building platforms, smoothing channels, designing products, and cultivating customers, it realizes the sharing and output of customers, services, products, risk control, brands, and cultures, and optimizes resource allocation. It is committed to building a comprehensive financial service platform that leads in professional efficiency and creates first-class value.

With the strong development accumulation and courage to move forward, in the past nine years, Qingdao Guosen Finance has overcome obstacles and walked out of the development path from scratch and from existence to excellence. It has standardized operation and stable operation, and has produced fruitful results. It has built a business operation platform covering private equity fund management, private securities fund management, industrial fund investment, financial leasing, financing guarantee, small loans, financial information services and other business. As of June 2022, Guosen’s financial sector has total assets of 65.40 billion yuan, net assets of 28.90 billion yuan, and asset management scale of more than 70 billion yuan.

While promoting the in-depth development of the core business sector, Qingdao Guosen Finance is also continuing to promote the acquisition and integration of core financial licenses. Through mutual coordination between licenses, it realizes complementary advantages. Strategic investment participates in holding Middle Road Insurance, Bank of Qingdao, Qingdao Rural Commercial Bank, Taixin Fund, Lujiazui Trust, Gangxin Futures and other important local legal person Financial Institution Group, and promotes the establishment of joint venture securities. It has become the state-owned enterprise with the largest number of participating holding Financial Institution Groups and the most complete financial license layout in Qingdao.

Looking back on the nine-year development path, Qingdao Guoxin Financial has continuously reformed and innovated, optimized its operation and management, led by party building, enriched its financial products with innovation, improved its financial quality with service support, continuously strengthened and improved, specialized in financial services, and strived to achieve new breakthroughs in financial work.

Focusing on the main business and taking the road to high-quality development

Seizing development opportunities and striving to be the financial vanguard of urban construction is both a responsibility and a mission.

Knowing the importance of branding in polishing Qingdao’s "brand capital" business card, Qingdao Guosen Finance attaches great importance to branding, forming a "comprehensive financial" brand ecosystem led by "Qingdao Guosen Finance" and supported by sub-brands, and truly realizing the development of core asset management capabilities through brand capabilities.

In this process, Qingdao Guosen Finance focuses on its main business, responds with hard work, and supports key areas and weak links in the development of the real economy with multiple sub-brands of lean financial services, and helps the transformation and upgrading of the real economy.

Qingdao Guoxin Finance continues to consolidate the comprehensive strength of industrial investment and steadily optimize the quality and structure of assets. Today, the "reservoir" of Qingdao Guoxin Finance is continuously "irrigating" the real economy through various channels. Cumulative initiation and participation in the establishment of various types of funds over 40 billion yuan, of which, jointly initiated over 10 billion marine industry funds, can drive the total investment of more than 100 billion yuan, invest in the construction of the world’s first 100,000-ton smart fishery large-scale aquaculture ship project, the world’s leading land-based circulating aquaculture project, participate in the merger and acquisition of national aquatic leading enterprises Baiyang shares and Taizhou Dachen Island joint stock company, build a regional marine financial ecosystem, and promote the high-quality development of Qingdao’s marine economy; expand international business, establish offshore the company’s organizational structure and overseas collaborative development center, establish China-EU innovative industry investment fund and overseas industry investment fund, and create a global resource aggregation and information sharing platform.

Qingdao Guoxin Innovative Equity Investment Management Co., Ltd. (brand "Guoxin FinanceShu Innovative Equity") uses diversified equity investment funds as an operation platform to deepen the synergy of industry and finance, focusing on shareholders and regional advantageous industries such as modern ocean, information technology, and urban services. It deeply cultivates the upstream and downstream of the industrial chain. It forward-looking layout of high-quality projects with industry leadership, innovation, breakthrough and high growth. It covers the whole life cycle of enterprise development. The projects are distributed across the country. Through financial ties, industrial cultivation, industrial introduction and industrial value enhancement are realized, capital is deeply empowered for the long-term sustainable development of the industry, and an open industrial and financial ecosystem of "co-creation, sharing and win-win" is built. Through capital operation and investment empowerment, nearly 40 companies including Mindray Medical, Weiao Orbit, Guanzhong Ecology, Funeng Technology, Xinda Bio, Kangfang Bio, Haicheng Bangda, and Fengguang Precision have been listed through IPO or merger and acquisition. With professional investment capabilities and excellent investment performance in the field of equity investment, it has won the honorary title of "Financing China 2021-2022 China’s Best Innovation Investment Institution".

Qingdao Jinqitong Information Service Co., Ltd. (brand "Jinqitong"), as a municipal financial service platform in Qingdao, takes the local credit information platform as the development direction, and is committed to building a three-way win-win platform for government, finance and enterprises that "serves the government, empowers finance, and benefits enterprises". Since its launch, Jinqitong has continuously innovated its service model to provide enterprises with end-to-end financing services, financial product promotion, transaction matching and other services. It has actively cooperated with multi-party Financial Institution Groups to formulate a variety of funding solutions to provide comprehensive financial services such as capital turnover, transaction matching, and policy implementation for small and medium-sized enterprises. Through the submission of financing needs, it will increase the collection of enterprise needs, specifically relieve the financing needs of "financing difficulties" enterprises, and improve the efficiency of corporate financing services. Up to now, the platform has 34,000 registered users, and the cumulative service financing amount is nearly 30 billion yuan.

As one of the industries most closely related to the real economy, financial leasing has promoted the interaction and integration between market funds and industries, and has become an important financial tool to promote economic development. As an important platform to undertake Qingdao Guoxin’s financial leasing business sector, Jiushi Financial Leasing Co., Ltd. (brand "Guoxin Finance Shu Jiushi Financial Leasing") has formed a business network system covering all provinces across the country, with business involved in 16 provinces, municipalities, autonomous regions and 36 cities. Implement the development concept of serving the real economy and people’s livelihood projects, issue the first interbank market asset-backed bills in Qingdao, become the first financial leasing enterprises in Qingdao to be included in the regulatory "whitelist", complete the registration and establishment of the first aircraft leasing SPV company in Shandong Province, and land the first aircraft financial leasing business in Shandong. It won the title of "Industry Leader in Modern Finance" selected by the Ministry of Finance of Qingdao Free Trade Zone.

A series of outstanding achievements intuitively demonstrate that after nine years of synergy, Qingdao Guosen Financial has always focused on its main business, and has made every effort to become a comprehensive financial holding platform with leading professional efficiency and value creation, firmly following the path of high-quality development.

Party building leads, strengthens risk control, gathers talents, and builds the future together

First-class enterprises need first-class party building, and first-class party building leads first-class enterprises. In line with the new pattern of the new era and practicing new ideas and new concepts, Qingdao Guosen Financial insists on taking the party’s leadership as the "root" and "soul", continuously practices and continuously enriches the "empowered" development path and method of party building, and strives to transform the political advantages of party building into enterprise development advantages. Deepen the "integration" and "integration" of party building work and central work, and better promote high-quality development to a new level.

Over the past nine years, Qingdao Guosen Finance has promoted the implementation of various tasks with strong party building, and has achieved good results in leading the stable development of enterprise compliance, ensuring the safety of funds, and building a talent team.

The key to finance is risk control, only a sound risk control system can effectively ensure the rights and interests of users, and only excellent risk control can promote the long-term development of the industry.

In the actual development process, Qingdao Guosen Financial has always attached great importance to the external environment and risk pressure, unswervingly prevented and resolved business risks, firmly adhered to the bottom line of compliance, established a "whole process, multi-faceted and uninterrupted" comprehensive risk management system, implemented a "five levels, three lines of defense" organizational system for risk management, and formed a risk governance mechanism with clear functions, independent operation, and effective checks and balances.

In addition, in order to adapt to the high-quality development requirements of the new economy, new business models and new technologies, Qingdao Guosen Finance is solidly promoting the construction of digital risk control, transforming the risk management concept and management model, enhancing the forward-looking, accurate and proactive risk management, and promoting the risk management system.

Focusing on the long-term layout and the needs of Enterprise Strategy and Development, Qingdao Guoxin Finance strives to select and use the outstanding talents who want to be officers, can be officers, and do things well, to provide a bigger stage for the talents with dreams and potential, and is committed to building a team of high-quality and strong talents with excellent comprehensive quality, excellent business ability and outstanding leading role.

Through continuous cultivation of its own fertile soil for development, at present, the average age of Qingdao Guosen Financial employees is 33 years old, all of whom have a bachelor’s degree or above, 75% of the total number of employees with a master’s degree or above, 35% of the returnees who have studied abroad, and 58% of the employees with professional qualifications such as CFA, ACCA, CPA law… The continuous concentration of talents will become a strong support for the strategic transformation and upgrading of enterprises.

Standing at a new historical starting point, Qingdao Guosen Finance will make every effort to fight the transformation and breakthrough battle, continue to enhance its own strength and comprehensive competitive advantage, and strive to become a leading financial holding company in the province, featuring "industrialization, digitalization and commercialization". Demonstrate the social responsibility and brand influence of enterprises, and strive to welcome the victory of the 20th National Congress of the Communist Party of China!

　　CCTV News:Pretending to be an acquaintance to borrow money, pretending to be a public security bureau, a procuratorate or a court officer to investigate a case, and hiding a Trojan link &hellip in short messages and QR codes; … These tricks must have made everyone immune, but do you know? Some telecommunications services that you have never heard of have also begun to become new traps set by scammers!

The mobile phone was locked and more than 50,000 yuan was stolen.

　　When he woke up, Mr. He in Shenzhen found that his mobile phone was locked. At the same time, a shopping platform account was stolen by strangers. Criminals used white bars to spend and apply for loans, and robbed more than 50,000 yuan overnight.

　　Later, Mr. He discovered that his mobile phone had been taken over by a strange number. The short message from the operator shows that this is a business to add a secondary number, and Mr. He’s mobile phone number was added as a secondary number by criminals. When the secondary phone is turned off, all short messages will be received by the primary phone, and criminals will receive Mr. He’s short message verification code during this period, and then commit crimes.

"Subnumber" ≠ "kinship number"

　　Without an ID card, a bank card or even a real name, the money is gone. What the hell is a minor number?

　　Many people think of "family number" at first, but "deputy number" and "family number" are not the same thing.

　　Family number usually refers to the phone bill package opened by different owners and different numbers in order to make calls between them cheaper, and the secondary number is the "one card with many numbers" service provided by operators. On the basis of not changing mobile phones and SIM cards, users can add up to three real mobile phones as secondary numbers. The main and auxiliary numbers can stand by at the same time, and you can freely choose any number to dial, answer the phone and send and receive short messages as needed.

Don’t reply to text messages too casually.

　　Then, how did Mr. He’s mobile phone number become the "secondary number" of criminals?

　　Reduction of criminal modus operandi

　　Step 1: Buy materials.Criminals buy leaked names, bank card numbers, ID numbers and reserved mobile phone numbers online, commonly known as "four big pieces".

　　Step 2: Fishing.Criminals apply to the users who have mastered the bank card information, initiate the business application of binding the sub-number, and find the target of the crime by casting a net widely. Once you reply by mistake, you are hooked.

　　Step 3: Forced shutdown.Because the main number can only take over the SMS when the secondary number is turned off, criminals usually use two means at this time. One is to use SMS bombing to force the target to turn off the mobile phone, and the other is to use the mobile phone cloud service to remotely operate the mobile phone.

　　Step 4: White Wolf with Empty Gloves.Using the SMS verification code received by the main number, criminals ransacked the online shopping account bound to the mobile phone number.

　　Patterns are stacked, and it is impossible to prevent them! For this kind of fraud, after receiving all kinds of SMS notifications, you must read the content of the SMS clearly and do not reply at will.

"SMS custody" business is also not very secure.

　　After the SMS storage service is opened, you can save your mobile phone messages on the server of the operator. Now, many mobile phone manufacturers’ cloud services are doing the same thing. However, this is a hidden danger function.

　　Case review

　　One morning, Miss Ding saw two short messages from banks and mobile phone operators on her mobile phone, which were sent at 3:43 am and 4:12 am respectively. As soon as the account is checked, the balance of more than 100,000 yuan will be zero overnight! Not only that, Miss Ding also suffered a credit card theft and was "applied" for a bank universal loan of 70,000 yuan.

　　How on earth did all this happen?

　　Reduction of criminal modus operandi

　　Step 1: Hit the database to get all kinds of account information.The so-called "library collision" means using software to try a high probability digital sequence. Using this simple and rude method, the user’s network identity, online banking account number, mobile phone business hall and other accounts can be seen at a glance. Insiders said: "The speed of library collision is very fast, at least thousands per minute. If some good equipment is used, the efficiency is higher and the success rate is above 50%."

　　Step 2: Open SMS storage and SMS interception services to obtain verification code.This is the most critical step. After the opening of this service, the dynamic verification code to ensure the safety of landing has successfully become the bag of criminals.

　　Step 3: Open the physical SIM card.At this point, criminals can pretend to be victims and apply for 4G card replacement service in the online business hall. For the convenience of the people, some operators can express the card directly to the designated address.

　　By intercepting short messages and copying SIM cards, fraudsters can "do whatever they want".

　　As we all know, many important services rely on mobile phone authentication. If you back up the SMS to the server synchronously, it will increase the exposure opportunity. Once the service password of the online business hall is stolen, or the login permission of the cloud service is stolen, it is equivalent to "swimming naked".

The loopholes in the unpopular business are targeted by scammers.

　　The "Research Report on the Trend of Online Fraud in 2016" released by the anti-fraud reporting platform "Hunting Network Platform" proposes that since 2016, online fraud has mainly shown several obvious characteristics:

　　Mobile phone cards have become new theft targets;

　　Jump to the phishing website by using short URL and weiyun sharing link;

　　Well-known recruitment websites and voice platforms for open recruitment;

　　A phishing website that is difficult to distinguish between true and false;

　　The implementation of precision fraud;

　　Fraud professionalism is getting higher and higher;

　　Using loopholes in new business and unpopular business to commit fraud;

　　Use cloud disk and synchronization software to steal information.

　　Among them, the loopholes in mobile phone cards and unpopular business are mentioned.

　　Security experts suggest that we should develop good online habits, don’t click unfamiliar links, don’t fill in our personal information in the website interface with unknown security, and regularly modify the password of social accounts to avoid information such as mobile phone contact information being leaked; Improve safety awareness, develop good habits of using mobile phones, and avoid being infected by mobile phone viruses.

Hello, Spring.

Spring is the preface, and everything is harmonious.

Copper beam in spring

Looking up is full of stars and flowers

Plum blossom, cherry blossom, begonia,

Acacia, rape flower … …

exactly

The fafa of the copper beam is all open

Let’s go out and embrace spring together ~

Beautiful plum blossoms in spring.

As soon as spring comes, the romantic flower viewing season will come! In a plum blossom base in Xilai Village, Nancheng Street, Tongliang, thousands of plum blossoms are in full bloom, and the pink and tender flowers are swaying in the wind. From a height, it looks like a pink ocean, warm and romantic.

Under the irradiation of the warm sun in spring, the petals are particularly gorgeous. The spring breeze blows, the flowers sway with the wind, and the petals fall with the wind, which is beautiful. The blooming plum blossoms also attract many tourists to punch in and enjoy the flowers and feel the pink romance that belongs to spring alone.

Walking through the forest, you can see the pink flowers connected into a whole piece when you look up. Everyone who comes to enjoy the flowers is looking forward to meeting the beautiful spring scenery hidden in each flower.

According to reports, the natural flowering period of Meirenmei has been open from top to bottom since the first flower in March. Due to different regions and climates, the flowering period can last from late March to mid-April.

Cherry blossoms are full of spring.

At present, with the temperature rising, 6,000 mu of cherry flowers in Shuangshan Town, Tongliang District are in full bloom, attracting tourists.

Looking around, patches of cherry flowers stretch from the foot of the mountain to the top of the mountain, clusters and clusters, densely covered with branches, like white snow, beautiful.

Visitors who come to enjoy the flowers stroll along the path among the flowers, breathe the fragrant fragrance and enjoy the beautiful scenery in spring.

It is understood that Shuangshan Town in Tongliang District is known as the hometown of cherries, and it is a well-known "hometown of small fruits". Among them, Jianxin Village is the core area of cherry planting, with more than 10 varieties such as white cherry, cinnabar cherry, Chinese red cherry and black pearl cherry, and the flower viewing period will last until the middle and late March.

Begonia blossoms at the right time.

In Xue ‘an Park in Tongliang City, begonia flowers are blooming in the warm spring sun, and hardworking bees are dancing on the petals, adding infinite interest to the brilliant spring.

In the park, some citizens who come to enjoy the flowers use mobile phones and some use professional cameras to record the intimate "encounter" with the flowers.

Acacia limited in spring

"The Little Yellow Flower of the Story" has been blooming brilliantly in Yuanxiang Avenue recently, and clusters of bright and cheerful acacia flowers have made spring bright and cheerful.

Clouds of small flower balls are fluffy and golden, like a warm little sun, wrapped in green leaves, pouring down the enthusiasm of spring.

Beautiful agreement of rape flower

Little friends, you can see the "Rape Flower Sea" without going out of the city! Beside the Huaiyuanhe Community Sports and Cultural Park in Tongliang, a piece of rape blossoms are dazzling, like golden waves, and the waves roll together with the spring breeze, which makes people intoxicated.

Bees are busy collecting honey among the flowers, which adds a bit of movement and vitality to this spring picture.

Never brushed the flowers in March with my own hands

How dare you say that you have appreciated the beauty of spring?

Little friends

Invite three or five friends

Have a romantic date with spring!

Original title: There are many kinds of flowers, and the recent copper beams contain a very high amount of "spring"!

Editor: Wang Guangjian Editor: Zheng Yalan Audit: Song Yan